Introduction

Welcome to Bravo Finance. By accessing and using our website and services, you agree to be bound by the following terms and conditions (the “Terms”). Please read them carefully.

Use of Services

Bravo Finance provides financial service introductions, including loan application facilitation. Services are available to individuals who agree to and meet our eligibility criteria. Services must not be used for unlawful purposes.

Privacy Policy

Your privacy is important to us. Our Privacy Policy, incorporated by reference into these Terms, explains how we collect, use, and protect your personal information.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Bravo Finance or its content suppliers and protected by intellectual property laws.

User Obligations

You agree to provide accurate and complete information when using our services and to keep such information up to date. You are responsible for maintaining the confidentiality of your account details.

Disclaimers

Bravo Finance does not provide financial advice. Our role is to introduce customers to financial products. We are not liable for any decisions made based on the information provided on our website or through our services.

Limitation of Liability

Bravo Finance will not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of our services.

Customer Data and Privacy

Data Collection and Use

By using Bravo Finance’s services, you consent to the collection and use of your personal information as detailed in our Privacy Policy. We collect personal data necessary to provide our services effectively, including but not limited to, your name, contact details, financial information, and information regarding your use of our services.

Purpose of Data Collection

Your data is collected to facilitate the financial services we offer, including processing loan applications, managing your account, providing customer support, and for other purposes as detailed in our Privacy Policy. We are committed to ensuring that your information is used responsibly and in accordance with your preferences.

Consent

You acknowledge that providing your personal data is voluntary but may be necessary for the use of certain services. You have the right to withdraw your consent at any time by contacting us, though this may affect the availability of our services.

Data Protection

We implement robust security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. We comply with applicable data protection laws and regulations governing the collection, use, and retention of personal data.

Data Sharing

Bravo Finance does not sell, trade, or rent your personal information to third parties without your consent, except as required by law or as necessary to provide our services to you, including sharing information with our partners like Finance Now as part of the loan application process.

Access and Correction

You have the right to access, update, and correct inaccuracies in your personal data in our possession, subject to certain exceptions prescribed by law. You can request access or correction by contacting us.

Changes to Our Data Practices

We reserve the right to update our data practices and policies. Any changes will be posted on our website and, where appropriate, notified to you directly.

Amendments to Terms

We reserve the right to amend these Terms at any time. Your continued use of the website and services constitutes acceptance of the new Terms.

Governing Law

These Terms are governed by the laws of New Zealand. Disputes arising from these Terms will be subject to the exclusive jurisdiction of New Zealand’s courts.

Contact Us

For any questions regarding these Terms, please contact us at .